By the way:
It's almost ALWAYS a good idea to call your bank/credit card company everytime you get an email supposedly from them.
As far as I can tell, NO bank sends emails requesting personal information.
And speaking of phishing - be freaking careful of those who CALL (yes, telephone) your residence, claiming to be representatives of your bank and asking your to "verify" certain details!
Happened to my cousin over Christmas and it was NOT funny!